I got a rude awakening this month when I refilled my prescription allergy spray. It’s not one of Cigna’s recommended drugs, so the copay went up to $40. I do not wish to pay nearly $500 a year for the drug, but I have to have some kind of protection, what with living in the third-worst state for allergens in the country. So I went online to see what I could do.
I can get generics for no copay, but I’m a big fan of “If it’s not broke, don’t fix it.” Plus, the generics require twice as many applications.
I can get a different prescription for the normal copay. But again, I know this one works for me, and don’t want to change it until it stops working. I’ve found that I get used to allergy drugs and have to change off once that happens.
Or, I can use Cigna’s mail order service, and pay $40 for three months’ worth of the prescription, and refill it online after that.
Score.
So, people, if you have this kind of program—where it’s cheaper to mail-order a three-month supply of a drug you use every month—then I recommend you use it and save yourself the money. This will save me $27/month with my new plan, and $7/month over the previous healthcare plan’s costs. Any way you look at it, it’s a big help.
Yeah, my company recently switched to a somewhat crappier pharmacy plan with higher copays and more complicated prescription procedures. My eyes popped out of my skull when I saw the bill for my share. And no raises this year either. And all travel is coach.
But all in all, I still have a job. Thank God.